How Long Is a Property Valuation Report Valid in Belgium in 2026?

QUICK ANSWER

VALUATION REPORT = VALID FOR 3-6 MONTHS! (NO LONGER!)

Info	Details	Bank Requirements
Validity	3-6 Months (NO LONGER!)	Highly Variable
Bank Requirements	Usually 3 Months	MAXIMUM!
After That	New Valuation Required	YOU Must Apply Again!
Cost	€500-€1,500 Each Time	Per Valuation!

PRACTICAL EXAMPLE

Carried Out: 1 January 2026
Valid Until: ~1 April 2026 (3 Months)
After This Date: NEW Valuation Needed!
Cost: €500-€1,500 All Over Again!

TIP TO AVOID PAYING TWICE

ACT FAST! (Your Valuation Has an Expiry Date!)

As Soon as the Valuation Is Ready: Contact Your Bank IMMEDIATELY!
Apply for Your Mortgage STRAIGHT AWAY!
Do Not Wait (It Will Cost You!)

TIMING: Valuation → Mortgage Application → Purchase (MOVE QUICKLY!)

Frequently asked questions

How long is a property valuation report valid in Belgium?

A property valuation report is valid for 3 to 6 months in Belgium. Banks typically require the report to be no older than 3 months when you apply for a mortgage.

What happens if my valuation report expires before I complete my mortgage application?

If your valuation report expires, you will need to commission a completely new valuation. This means paying the full cost again, which ranges from 500 to 1,500 euros.

How much does a property valuation cost in Belgium?

Each property valuation costs between 500 and 1,500 euros. If your report expires and you need a new one, you pay this cost all over again.

What should I do as soon as my valuation report is ready?

Contact your bank immediately and apply for your mortgage straight away. Waiting risks your report expiring, which means you will have to pay for a new valuation.

How quickly does a valuation report expire in practice?

Using 1 January 2026 as an example, a report would be valid until around 1 April 2026 - roughly 3 months. After that date, a new valuation is required.